:root{--ink:#102a32;--ink2:#173b45;--teal:#20b7a4;--teal-dark:#087e73;--coral:#ff7f66;--cream:#fff7e9;--paper:#f4f8f7;--white:#fff;--muted:#60747a;--line:#d8e4e1;--shadow:0 22px 60px rgba(16,42,50,.12);--radius:26px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:"Segoe UI Variable","Segoe UI",Inter,Roboto,Arial,sans-serif;font-size:16px;line-height:1.65;text-rendering:optimizeLegibility}
img,svg{display:block;max-width:100%;height:auto}
a{color:inherit;text-decoration-color:rgba(16,42,50,.35);text-underline-offset:3px}
button,input{font:inherit}
.shell{width:min(1480px,calc(100% - 64px));margin-inline:auto}
.skip-link{position:fixed;left:16px;top:-80px;z-index:1000;background:#fff;padding:12px 16px;border-radius:10px}
.skip-link:focus{top:16px}
.topline{background:var(--ink);color:#dff9f5;font-size:13px}
.topline .shell{display:flex;justify-content:space-between;gap:20px;padding-block:8px}
.topline strong{color:#fff}
.site-header{position:relative;z-index:50;background:#f4f8f7;border-bottom:1px solid var(--line)}
.header-main{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand-mark{position:relative;width:46px;height:46px;border-radius:16px;background:var(--ink);overflow:hidden}
.brand-mark i{position:absolute;width:11px;border-radius:20px;background:var(--teal)}
.brand-mark i:nth-child(1){height:22px;left:9px;bottom:8px}
.brand-mark i:nth-child(2){height:31px;left:18px;bottom:8px;background:var(--coral)}
.brand-mark i:nth-child(3){height:17px;left:28px;bottom:8px}
.brand b{display:block;font-size:20px;line-height:1.1;letter-spacing:-.02em}
.brand small{display:block;color:var(--muted);font-size:12px;margin-top:3px}
.main-nav{display:flex;align-items:center;gap:5px}
.main-nav a{padding:10px 11px;border-radius:12px;text-decoration:none;font-weight:700;font-size:14px}
.main-nav a:hover,.main-nav a:focus-visible{background:#fff;box-shadow:0 8px 24px rgba(16,42,50,.08)}
.menu-toggle{display:none;border:0;background:var(--ink);color:#fff;border-radius:14px;padding:10px 12px}
.menu-toggle span{display:block;width:20px;height:2px;background:#fff;margin:3px}
.menu-toggle b{font-size:0}
.home-hero{background:var(--ink);color:#fff;overflow:hidden}
.home-hero-grid{display:grid;grid-template-columns:.9fr 1.1fr;align-items:stretch;min-height:650px;width:min(1680px,calc(100% - 64px))}
.hero-copy{padding:84px 88px 74px 0;align-self:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;margin-bottom:14px;color:var(--teal-dark);font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.eyebrow:before{content:"";width:28px;height:2px;background:currentColor}
.eyebrow.light{color:#7fe6d8}
.hero-copy h1,.section-hero h1,.article-head h1,.plain-page h1{margin:0;max-width:900px;font-family:Georgia,"Times New Roman",serif;font-weight:700;letter-spacing:-.035em;line-height:1.04}
.hero-copy h1{font-size:clamp(46px,4.2vw,74px)}
.hero-copy>p{max-width:670px;color:#d3e2e4;font-size:19px;line-height:1.62}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:30px 0}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:12px 20px;border:1px solid transparent;border-radius:14px;text-decoration:none;font-weight:800}
.button.primary{background:var(--coral);color:#201713}
.button.ghost{border-color:rgba(255,255,255,.28);color:#fff}
.trust-list{display:flex;flex-wrap:wrap;gap:10px 24px;padding:0;margin:28px 0 0;list-style:none;color:#a9c2c7;font-size:14px}
.trust-list li:before{content:"✓";color:#7fe6d8;margin-right:7px}
.hero-media{position:relative;min-height:610px}
.hero-media:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--ink) 0%,transparent 23%);z-index:1}
.hero-media img{width:100%;height:100%;object-fit:cover}
.hero-badge{position:absolute;z-index:2;right:28px;bottom:28px;max-width:330px;display:flex;align-items:center;gap:12px;background:rgba(255,255,255,.94);color:var(--ink);padding:14px 16px;border-radius:18px;box-shadow:var(--shadow)}
.hero-badge b{display:grid;place-items:center;flex:0 0 48px;height:48px;border-radius:50%;background:var(--coral);font-size:18px}
.hero-badge span{font-size:13px;line-height:1.35;font-weight:700}
.section-heading{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:30px}
.section-heading span{display:block;color:var(--teal-dark);font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.section-heading h2{margin:5px 0 0;font:700 clamp(30px,4vw,46px)/1.08 Georgia,serif;letter-spacing:-.025em}
.section-heading>p{max-width:470px;color:var(--muted);margin:0}
.section-heading>a{font-weight:800;color:var(--teal-dark)}
.route-section,.home-section{padding-block:78px}
.route-section{padding-bottom:20px}
.route-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.route-grid>a{display:flex;gap:14px;align-items:center;padding:19px;background:#fff;border:1px solid var(--line);border-radius:20px;text-decoration:none;transition:.2s}
.route-grid>a:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.route-grid b{display:grid;place-items:center;flex:0 0 44px;height:44px;background:var(--ink);color:#fff;border-radius:14px}
.route-grid strong,.route-grid small{display:block}
.route-grid small{color:var(--muted);line-height:1.35;margin-top:3px}
.article-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.article-card{display:flex;flex-direction:column;min-height:330px;padding:24px;background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:0 14px 36px rgba(16,42,50,.06)}
.card-top{display:flex;justify-content:space-between;gap:15px;color:var(--teal-dark);font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.08em}
.card-top i{font-style:normal;color:var(--muted)}
.article-card h3{margin:22px 0 12px;font:700 24px/1.18 Georgia,serif;letter-spacing:-.02em}
.article-card h3 a{text-decoration:none}
.article-card p{margin:0 0 22px;color:var(--muted);font-size:15px}
.card-link{margin-top:auto;color:var(--teal-dark);font-weight:800;text-decoration:none}
.card-link span{color:var(--coral)}
.category-band{padding:80px 0;background:var(--ink);color:#fff}
.light-heading span{color:#7fe6d8}
.light-heading>p{color:#b8ccd0}
.category-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}
.category-card{display:block;min-height:245px;padding:25px;border:1px solid rgba(255,255,255,.13);border-radius:22px;background:rgba(255,255,255,.055);text-decoration:none}
.category-card>span{color:#7fe6d8;font-size:12px;font-weight:800;text-transform:uppercase}
.category-card strong{display:block;margin:20px 0 9px;font:700 29px/1.1 Georgia,serif}
.category-card p{color:#b8ccd0;font-size:14px}
.category-card i{display:block;margin-top:20px;color:#ffad9d;font-style:normal;font-weight:800}
.standards{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;padding-block:80px}
.standards h2{margin:0;font:700 40px/1.1 Georgia,serif}
.standards p{font-size:18px;color:var(--muted)}
.text-link{color:var(--teal-dark);font-weight:800}
.partner-feature{padding-block:58px 26px}
.partner-feature-grid,.partner-strip-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.partner-feature-grid article{padding:34px;border-radius:26px;background:#fff;border:1px solid var(--line);box-shadow:0 16px 42px rgba(16,42,50,.08)}
.partner-feature-grid article:first-child{background:linear-gradient(145deg,#fff7e9,#fff)}
.partner-feature-grid article:last-child{background:linear-gradient(145deg,#e4f7f3,#fff)}
.partner-feature-grid span,.partner-strip-head>span{color:var(--teal-dark);font-size:12px;font-weight:900;letter-spacing:.1em;text-transform:uppercase}
.partner-feature-grid h3{margin:8px 0 12px;font:700 36px/1.1 Georgia,serif}
.partner-feature-grid p{color:var(--muted);font-size:16px}
.partner-disclosure{margin:14px 0 0;color:var(--muted);font-size:12px}
.partner-strip{padding:54px 0;background:#e6f2f0;border-top:1px solid var(--line)}
.partner-strip-head{display:grid;grid-template-columns:1fr 1fr;gap:5px 40px;align-items:end;margin-bottom:24px}
.partner-strip-head>span{grid-column:1/-1}
.partner-strip-head h2{margin:0;font:700 34px/1.1 Georgia,serif}
.partner-strip-head p{margin:0;color:var(--muted)}
.partner-strip-grid article{padding:22px 24px;border:1px solid #c8deda;border-radius:20px;background:rgba(255,255,255,.75)}
.partner-strip-grid b{font:700 24px Georgia,serif}
.partner-strip-grid p{margin:8px 0 12px;color:#3c565c;font-size:14px}
.partner-strip-grid a{font-weight:900;color:var(--teal-dark)}
.partner-strip small{display:block;margin-top:15px;color:#597177}
.partner-aside{background:#173f48}
.partner-aside small{display:block;margin-top:14px;color:#9bb8bc;font-size:11px}
.section-hero{padding:80px 0 72px;background:linear-gradient(145deg,var(--cream),#e2f4f1)}
.section-hero h1{font-size:clamp(42px,6vw,70px)}
.section-hero p{max-width:790px;font-size:19px;color:var(--muted)}
.listing-section{padding-block:52px 86px}
.filter-row{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:30px}
.filter-row a{padding:9px 13px;border:1px solid var(--line);border-radius:999px;background:#fff;text-decoration:none;font-weight:700;font-size:13px}
.breadcrumbs{display:flex;gap:8px;align-items:center;padding-top:24px;color:var(--muted);font-size:13px;overflow:hidden}
.breadcrumbs a{color:var(--teal-dark)}
.breadcrumbs span:last-child{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.article{padding-bottom:90px}
.article-head{max-width:1050px;padding:54px 0 30px}
.article-head h1{font-size:clamp(36px,4.4vw,56px);line-height:1.08}
.article-lead{font-size:19px;line-height:1.58;color:var(--muted);max-width:900px}
.article-meta{display:flex;gap:9px;flex-wrap:wrap;margin-top:25px}
.article-meta span{padding:7px 11px;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--muted);font-size:13px}
.article-visual{max-width:1040px;margin:0 auto 36px}
.article-visual img{width:100%;height:clamp(300px,32vw,440px);aspect-ratio:16/9;object-fit:cover;object-position:center 38%;border-radius:24px;box-shadow:0 18px 48px rgba(16,42,50,.14)}
.article-visual figcaption{margin-top:10px;color:var(--muted);font-size:13px}
.article-layout{display:grid;grid-template-columns:minmax(0,800px) 280px;gap:42px;align-items:start;max-width:1122px;margin-inline:auto}
.article-body{min-width:0;background:#fff;border:1px solid var(--line);border-radius:24px;padding:clamp(24px,4vw,48px);box-shadow:0 18px 50px rgba(16,42,50,.07)}
.article-body h2{margin:46px 0 14px;font:700 clamp(27px,2.5vw,32px)/1.2 Georgia,"Times New Roman",serif;letter-spacing:-.018em}
.article-body h3{margin:0 0 10px;font-size:20px;line-height:1.32}
.article-body p,.article-body li{font-size:16.5px;line-height:1.72;color:#29444b}
.article-body a{color:var(--teal-dark)}
.answer-card{padding:23px 25px;margin-bottom:22px;border-radius:20px;background:var(--ink);color:#fff}
.answer-card p{color:#e8f3f3;margin:0}
.answer-card .kicker{color:#7fe6d8;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.12em;margin-bottom:8px}
.toc{margin:22px 0;padding:0;border:1px solid var(--line);border-radius:18px;background:#f8fbfa}
.toc summary{cursor:pointer;padding:17px 20px;font-weight:800;list-style:none}
.toc summary::-webkit-details-marker{display:none}
.toc summary:after{content:"＋";float:right;color:var(--teal-dark)}
.toc[open] summary:after{content:"−"}
.toc ol{margin:0;padding:0 26px 20px 46px}
.toc li{font-size:14px;margin:7px 0}
.step-block{position:relative;display:grid;grid-template-columns:50px 1fr;gap:18px;padding:24px 0;border-top:1px solid var(--line);scroll-margin-top:125px}
.step-number{display:grid;place-items:center;width:46px;height:46px;border-radius:15px;background:var(--cream);color:#9a4e3f;font-weight:900}
.risk-box{padding:20px 24px;border-left:5px solid var(--coral);border-radius:0 18px 18px 0;background:#fff2ee}
.risk-box ul{margin:0}
.checklist{padding:0;list-style:none}
.checklist li{margin:10px 0}
.checklist label{display:flex;align-items:flex-start;gap:10px;padding:12px;border:1px solid var(--line);border-radius:13px}
.checklist input{margin-top:5px;accent-color:var(--teal-dark)}
.note{padding:14px 17px;border-radius:14px;background:#e9f6f3;font-size:14px!important}
.faq-item{border-top:1px solid var(--line)}
.faq-item summary{cursor:pointer;padding:17px 0;font-weight:800;font-size:18px}
.faq-item p{margin-top:0}
.conclusion{padding:26px;margin-top:45px;border-radius:20px;background:var(--cream)}
.conclusion h2{margin-top:0}
.article-aside{position:sticky;top:126px;display:grid;gap:14px}
.aside-card{padding:22px;border-radius:20px;background:var(--ink);color:#fff}
.aside-card>span{color:#7fe6d8;font-size:12px;text-transform:uppercase;font-weight:800}
.aside-card strong{display:block;margin:12px 0 18px;font:700 21px/1.2 Georgia,serif}
.aside-card a{color:#ffad9d;font-weight:800}
.aside-card.soft{background:var(--cream);color:var(--ink)}
.aside-card.soft>span{color:#9a4e3f}
.aside-card p{margin-bottom:0;font-size:14px}
.related{padding-top:64px}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.related-card{display:flex;flex-direction:column;min-height:210px;padding:22px;border:1px solid var(--line);border-radius:20px;background:#fff;text-decoration:none}
.related-card span{color:var(--teal-dark);font-size:12px;font-weight:800;text-transform:uppercase}
.related-card strong{margin:16px 0;font:700 21px/1.23 Georgia,serif}
.related-card i{margin-top:auto;color:var(--teal-dark);font-style:normal;font-weight:800}
.plain-page{max-width:920px;padding-block:55px 90px}
.plain-page>header{padding:42px;border-radius:26px;background:var(--ink);color:#fff}
.plain-page h1{font-size:clamp(40px,6vw,62px)}
.plain-page header p{font-size:18px;color:#c6d8da}
.prose{padding:20px 35px}
.prose h2{margin-top:44px;font:700 32px/1.2 Georgia,serif}
.prose h3{margin-top:30px}
.prose p,.prose li{font-size:17px;color:#29444b}
.prose table{width:100%;border-collapse:collapse}
.prose th,.prose td{padding:12px;border:1px solid var(--line);text-align:left}
.site-footer{background:#091d23;color:#d3e2e4}
.footer-grid{display:grid;grid-template-columns:1.55fr repeat(3,1fr);gap:50px;padding-block:60px}
.footer-brand{color:#fff;font:700 28px Georgia,serif;text-decoration:none}
.footer-grid h2{color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:.1em}
.footer-grid a{display:block;margin:8px 0;color:#b8ccd0;text-decoration:none}
.footer-grid p{color:#91adb2;font-size:14px}
.footer-bottom{display:flex;justify-content:space-between;gap:20px;padding-block:18px;border-top:1px solid rgba(255,255,255,.1);font-size:12px;color:#78979d}
@media(max-width:1020px){.shell{width:min(100% - 40px,1180px)}.main-nav{display:none;position:absolute;left:20px;right:20px;top:100%;padding:14px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.main-nav.open{display:flex}.menu-toggle{display:block}.home-hero-grid{grid-template-columns:1fr;width:100%}.hero-copy{width:min(100% - 40px,760px);margin:auto;padding:64px 0 36px}.hero-media{min-height:420px}.hero-media:before{background:linear-gradient(180deg,var(--ink) 0%,transparent 28%)}.route-grid{grid-template-columns:repeat(2,1fr)}.article-grid{grid-template-columns:repeat(2,1fr)}.article-layout{grid-template-columns:1fr}.article-aside{position:static;grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1.5fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2}.category-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:700px){.shell{width:min(100% - 28px,1180px)}.topline .shell{justify-content:center}.topline span{display:none}.header-main{min-height:70px}.brand small{display:none}.hero-copy{width:calc(100% - 28px);margin:auto;padding-top:48px}.hero-copy h1{font-size:40px}.hero-copy>p{font-size:17px}.hero-actions{display:grid}.hero-media{min-height:340px}.hero-badge{left:14px;right:14px;bottom:14px}.route-section,.home-section,.category-band{padding-block:55px}.partner-feature{padding-block:45px 15px}.partner-feature-grid,.partner-strip-grid{grid-template-columns:1fr}.partner-feature-grid article{padding:25px 20px}.partner-strip-head{grid-template-columns:1fr}.section-heading{display:block}.section-heading>p,.section-heading>a{display:block;margin-top:12px}.route-grid,.article-grid,.category-grid,.related-grid{grid-template-columns:1fr}.article-card{min-height:auto}.section-hero{padding-block:54px}.section-hero h1{font-size:39px}.article-head{padding-top:36px}.article-head h1{font-size:34px}.article-lead{font-size:17px}.article-visual{margin-bottom:26px}.article-visual img{height:245px;border-radius:16px}.article-body{border-radius:18px;padding:22px 18px}.article-body h2{font-size:27px;margin-top:39px}.article-body h3{font-size:19px}.article-body p,.article-body li{font-size:16px;line-height:1.68}.step-block{grid-template-columns:1fr}.article-aside{grid-template-columns:1fr}.standards{grid-template-columns:1fr;gap:20px;padding-block:55px}.plain-page{padding-top:35px}.plain-page>header{padding:28px 22px}.prose{padding:10px 5px}.footer-grid{grid-template-columns:1fr;gap:24px}.footer-grid>div:last-child{grid-column:auto}.footer-bottom{display:block}.footer-bottom span{display:block;margin:5px 0}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}